Create your Aspire Life Plan ™

As one of Ireland’s leading financial planning firms there’s very little we haven’t encountered to help our clients prepare for. Our range of past advice has given us an awareness of all Irish and foreign investments as well as a diverse list of pension arrangements and allow us to guide our clients in the best way possible.

Our experience, technical knowledge and willingness to see things from your point of view means that whatever you have in mind for you and your family’s future we can help you plan the best way to get there.

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Financial Consequences of Redundancy

Exiting Your Business

Dealing With Sudden Money

Returning From Abroad

Personal Financial Trade-offs

Every life decision a person makes has a financial consequence either positively or negatively for the short term or the longer term.

For example, a decision to live for today but not save any money may provide enjoyment now but risks future financial security. Having a big house may give the impression of wealth but if all of one’s income is used up in servicing a large mortgage then appearances could be deceiving.

Similarly, a decision to save to the extreme for fear of the worst happening in the future can detract from having a more pleasurable life.

Have Enough Money For Your Life

The Aspire Life Plan™ is our unique process for individuals who want to grow their own and their family’s financial future by focusing on what is truly important to them. We guide our clients in making consistent life and financial decisions by integrating their values and vision into an overall financial plan which will adapt to fit their changing needs.

Benefits of a Financial Plan

Our clients find that the Aspire Life Plan™ helps them by:

Focusing on what is truly important to their life now and in the future.
Making financial planning and life decisions more purposeful
Establishing how much money is enough for their life planning needs
Giving them the confidence to follow an optimal decision making process consistently.

Questions you may have..

In Ireland the basic financial advisor professional qualification is that of a QFA – Qualified Financial Advisor. This is the starting level for anyone setting out in the profession who wishes to provide financial advice in Ireland.

A Certified Financial Planner™ may also refer to themselves as a CFP® and in either case it refers to a highly credentialed financial advisor that assists clients in creating a plan for the whole of their financial life. To attain such a professional designation such an individual must have the QFA as a minimum and then pass rigorous coursework such as, in Ireland, a Graduate Diploma in Financial Planning before then passing a rigorous exam to prove their competence in all aspects of financial planning. Once qualified the CFP® must continue education through continuous professional development training courses and seminars.

Firstly, depending on where you are in life and what your broad financial position is a CFP® might not be necessary or cost-effective for every person, but nonetheless there are situations where engaging with a CFP® makes good sense.

If you’re looking for a comprehensive plan that can adapt to your own changing circumstances, a CFP® might be a good fit. A CFP® can help you understand the current and long-term consequences of your financial situation and any financial products that you might have as well as helping you think through issues such as saving for your children’s education as well as dealing with an unexpected inheritance or lottery win. In short, a CFP® could help you connect the dots between where you are today and what you want your financial future to possibly be.

A CFP® might also be a good fit for someone who has a more complex financial situation. If you own property, a business, a complicated family background (divorce and second marriages are regular occurrences these days) or are carrying sizeable amounts of debt, you could probably benefit from working with someone with broad financial planning experience that requires an understanding of possible tax, legal and cashflow implications.

The reason why this is important is because, unfortunately, a lot of financial advisors in the past (and some possibly still do) promise more than they actually deliver and there is no way of anticipating whether you are dealing with a competent professional financial planner or someone who talks the talk but can’t walk it.

Getting a sample financial plan or a summary of what their financial plans deal with and comparing it with offerings from other financial planners will allow you to get a feel for what their financial planning service really covers and whether you are getting value for the fee that they are charging.

How the Aspire Life Plan ™ Helps Our Clients

The Aspire Life Plan™ is a 6 step integrated process which is uniquely centred on the challenges and opportunities that our clients face in their financial behaviour, goals and aspirations which are in turn tempered by the realities of their current assets, liabilities and risk protection strategies.

What The Aspire Life Plan™ Provides

We look for more than the financial facts and need to understand what shapes your goals and aspirations and how you want to live your future life.

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Fees

We are a fee based financial planning firm. This means that we can focus on delivering the best advice for our clients needs and aren’t compromised by ties to financial product providers such as investment companies and pension providers.

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