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Financial thinking and Behaviour

Financial thinking and Behaviour, are they the same? If you don’t have a cat as a pet and even if the next two paragraphs might not mean much to you please persevere with me. I should add that I am not a natural animal lover but am more of an …

The more things change, the more they don’t

It’s that time again when many commercial organisations are looking to kickstart their year off with a big marketing event so that they can display their wares in a good light and, hopefully, generate substantial new business volumes over the coming 12 months. Its a new year, but the behaviours …

When finance people say dumb things

The more that I earn my livelihood from financial services the more I see the same commentary appear again and again. Call me a cynic but it’s about time that the financial media be it print, TV or digital copped itself on and stopped trying to sensationalise basic issues. With …

Is now the right time to buy property?

In the last month I have been asked this question six or seven times by different people – clients as well as total strangers. “It’s looking cheap”, they say. “It must be a bargain now with prices so low. What do you think?” So when is it the right time to buy …

Personal finance is more than just finance

Have you ever given advice to a member of your family, a friend or a co-worker or even a total stranger? Of course you have, everybody does it. We do it partly out of trying to be helpful but we also do it sometimes because it makes us feel important. …

The downsides of tracker bonds and cash

As someone who is advising investment clients for over 30 years it never ceases to amaze me when history tends to repeat itself. When markets are in the ascendency everyone, it seems, chases the latest investment trend in the same manner as fashion trends exist. In the last decade we …

How safe is my money on deposit?

A question I get asked quite frequently, even in today’s economy, is: ” Is my money safe?” There is no doubt that the level of distrust and incredulity that was directed towards banks after the Celtic Tiger crisis had turned a once sacred cow into a national pariah. And from that, …

When Investors act crazy

As someone who has been advising investment clients for over 30 years I’m something of an elder lemon, to coin a phrase. Some people may call me experienced but experience is usually borne out of your own suffering or watching others suffer. Looking back on the trends of investing over …

knowing your financial self

With the progress of technology we have got used to instant gratification. We use the internet to research whatever grabs our immediate attention and we use social media to pass this information on. Similarly Reality TV has become a staple in many people’s everyday activity – they watch it, they …

Expert Investment advice should be ignored

Recently while reading the Sunday papers I came across an article which contained summary views from a number of financial advisers and investment managers on what readers should be investing in going forward. The article was typical of what usually appears in the printed media at every year end/January with …

Financial thinking and Behaviour

The more things change, the more they don’t

When finance people say dumb things

Is now the right time to buy property?

Personal finance is more than just finance

The downsides of tracker bonds and cash

How safe is my money on deposit?

When Investors act crazy

knowing your financial self

Expert Investment advice should be ignored

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