The virus persists Boris Johnston has returned to work this morning and on first glance appears to be a far slimmer version of himself from a few weeks ago, evidence, if it was ever needed, of the severity of the personal impact of Covid-19. As at the time of writing …
What is R0 and why is it important? R0 is a statistical representation that epidemiologists use to describe how an infectious disease spreads through a population. Put simply, the average sick person, in a totally receptive population, must be able to get at least one other person sick (R0 = …
Marriage breakups are rarely easy and once the decisions surrounding child custody and access has been agreed upon, focus turns to the financial issues of asset splitting, debt ownership and family maintenance. In such a highly charged environment, emotions tend to run high which is why having a Financial Planner …
Escaping from the Lockdown In the context of global health and economic history, I can see that the Covid-19 lockdown economic impact was initially viewed as a short term problem, albeit one with serious ramifications. The realisation of growing infection and mortality rates has taken hold on political leaders. We …
It’s that time again when many commercial organisations are looking to kickstart their year off with a big marketing event so that they can display their wares in a good light and, hopefully, generate substantial new business volumes over the coming 12 months. Its a new year, but the behaviours …
Some Perspective On The Medical Issues While daily updates in infection and mortality statistics of the virus relay its spread and impact, it is also a record of a global failure in disease control by way of alertness and population monitoring. The official one million mark of cases infected is …
What’s Happened on Markets in the Last Week? The Roller Coaster continued and on foot of the governmental stimulus packages. The expected sign off by President Trump of the US package meant markets recovered some of its falls. Despite this individual stock markets are still significantly down on their opening …
The Past Week In Markets & Protective Action Against Covid-19 A few weeks ago global stockmarkets were at record highs, supported by data on the US economy which indicated continued growth ahead. But as Covid-19 made its way to Europe and the US, markets turned quickly into the fastest declines …
A forced redundancy is not an outcome that either party involved wants to see, employer or employee. For the employer in most cases, it’s a sign of business contraction, for the employee this spells a dramatic change in personal circumstances, redundancy payment or not. If deemed unavoidable, it is important …
As an investment adviser, the starting point for all investment advice is understanding each client’s tendency to take risk as well as their tolerance in accepting possible losses. From an adviser’s perspective the nightmare scenario is a client who tells you that he/she is prepared to take risk in order …
